Archive for February, 2010

All About Auto Insurance Coverages

We found a great video that touches base on all the basic auto insurance policy coverages that you need to know. Remember to check with your auto insurance agent for coverage that will meet your specific needs.

For a quick, no obligation quote on your auto and homeowners insurance needs, call Doug Seide at 480-443-1952.

10 Most Dangerous Drivers

According to Insurance.com an interesting study revealed the 10 most dangerous drivers by profession. Here it is:

  1. Attorneys
  2. Financial Professionals
  3. Government Workers
  4. Bartender or Waiter
  5. Dog Groomer
  6. Advertising Professionals
  7. Barber
  8. Coach
  9. Nurse
  10. Business Professionals

Happen to be one of those folks? Then you’ll want to keep in mind that an accident could raise your insurance rate. The chance of a rate increase is more likely based on factors such as accident severity, if you’re at fault, the value of your insurance claim, type of violation, and if the accident appears on your motor vehicle or comprehensive loss underwriting exchange report.

Findings were based on accident claims as a percentage of quotes. “Professions that demand multi-tasking – being on the phone, moving fast on a tight schedule are prone to more distractions and, from there, more accidents,” says Sam Belden, insurance.com VP, all joking aside. “On the other hand, though the job of a homemaker demands multi-tasking, young children are often along for any car ride. And when children are involved, people tend to take their time and use greater caution.”

On the other hand, the two categories that have the least danger is athletes and homemakers. One of the biggest factors that these two categories are the “safest” is that their schedules make them drive in “off times.” In other words, you are rarely going to see them drive during morning rush or afternoon rush hours.