We are proud to present a video that we found on what happens behind the scenes of a Farmers Insurance auto claims adjuster. These adjusters are called “Auto Property Damage,” or APD adjusters. Enjoy.

For More Information Contact Doug Seide at 480-443-1952

Would you believe that most people who have a homeowners insurance policy are not prepared to make a claim should the need arise? It’s true. Even after the review with their insurance agent, they soon forget what is covered and what is not and what kind of dollar limits for each loss they have. Partly, it is because insurance can be a “boring” topic to discuss so they do not tend to remember this informaion, but most often, it is in how the insurance agent relates to an insured.

A lot of insurance agents do not take the time to clarify with an insured, in simplfied terms, what exactly is covered under their policy. Yes, they do show them page by page of the printed policy and explain the coverages, and do it quickly. But shortly after the insured leaves the office, there is no reinforcement of what they did learn about their policy. A very good insurance agent will contact the insured at regular intervals to check up on any situations that changed in the insured’s lives that could affect coverages and premium.

An outstanding insurance agent will make sure the insured has a packet that includes any and all paperwork to file a claim when the need arises. Some of the important items in this packet could be; insurance claim forms, inventory worksheets for notating all valuable personal property and their current replacement value, an envelope to hold receipts of valuable items such as jewelry appraisals, another envelope to hold either a computer disk of digital pictures of personal belongings or hard copies of pictures, a checklist that shows step by step what to do when making a claim, a master list of important phone numbers to call in case of an emergency, another envelope that holds receipts for minor and major repairs to your home, and a list showing all safety devices installed in your home.

As you can see by the extensive list we mentioned, most homeowners probably do not have anything near this. It is not too late to either contact your insurance agent to request a “claim” packet or you could even gather these lists and envelopes yourself.

When looking for auto insurance, Scottsdale insurance agent, Doug Seide is one of the most qualified and experienced representative for all your auto insurance needs. He also handles homeowners insurance and commercial insurance for businesses.

Doug Seide is a certified insurance broker so he can concentrate on you, the customer’s needs. If you are located in Scottsdale or the greater Phoenix Arizona area, Doug can “shop” the absolute the best rates and coverages for you.

With over 30 years experience, Doug is surely able to make some valuable recommendations for all your insurance coverage. One of the companies he represents is Farmers Insurance Group. He is able to do a “Farmers Friendly Review” on your current coverage and make sure you are properly covered for the losses you may be subject to.

No matter what insurance you have now, Doug is able to go over and do a coverage and price comparison on all the coverages you have now. You never know if you can save money on the current type of coverage you have now!

Doug Seide can also handle your investment needs as well. Contact Doug today at 480-443-1952.