Douglas Seide Insurance, Inc. » insurance claims

Farmers Claims and Respect

Tue, 31 Aug 2010 04:57:33 +0000

I found a great video that shows how Farmers Insurance treats their employees and claimants. The bottom line, is respect. We truly care about our customers and we show it by making a great effort at delivering superior service and settling all claims in a fair and respectable manner. Enjoy the video.

Life of an Auto Claims Adjuster

Wed, 28 Jul 2010 18:21:26 +0000

We are proud to present a video that we found on what happens behind the scenes of a Farmers Insurance auto claims adjuster. These adjusters are called “Auto Property Damage,” or APD adjusters. Enjoy.

For More Information Contact Doug Seide at 480-443-1952

Collision Coverage Tips

Fri, 15 Jan 2010 18:02:50 +0000

When making claim under the collision coverage section, policies do not specify whether or not you have to have your car repaired, or to whom the claim check is to be written. Policies will state that they do not have conditions of payment for damages on repair of your vehicle. Also, they cannot require you to use a specific auto body shop if you decide to have your car repaired. The insurance company can require an inspection either by a repair shop or by an adjuster and a repair estimate to be written, so they have basis on which to base their payment to you. But, unless the policy states otherwise, you can pocket the money and live with the damage.

For example, if you don’t plan on selling your car, but plan to drive it into the “ground,” and the damage isn’t too unsightly and you can definitely put up with, then why not keep the money? But if you are planning to sell or trade the vehicle, you are better to let a qualified body shop do the actual repairs.

If the damage was deemed a “total loss,” meaning it would cost more to repair it than to replace it, you have the option to keep the salvage. By law, you would have to file with the Motor Vehicle Department that you vehicle is “salvage” status. The insurance company will deduct the salvage value from their payment to you if you do so. You could sell the salvage yourself and keep the money. Some people take the settlement money and repair the car. Because of the salvage status notated on your title it will be difficult to trade or sell, and I strongly advise against it. It is better to give the salvage to the insurance company, get all the money you can from them for the actual cash value of the car, and then use that as a down payment on another vehicle.

For a quick, no obligation quote on your auto and homeowners insurance needs, call Doug Seide at 480-443-1952.

Best Wishes for the New Year – Doug Seide Insurance Inc

Thu, 31 Dec 2009 17:50:45 +0000

Over the years, we have been very fortunate to have met wonderful people, assisted successful businesses with their insurance needs, and made long lasting friendships.

As we reflect on all the years we have been helping people with their insurance needs, we find that there is nothing that can compare to the feeling we get when an insured makes a claim and we can indeed make a difference in helping them to get back to where they were before the loss occured.

For those of you who have come to this blog for the first time, please pass the word along to visit here. We plan on many new things here that will keep you interested.

As we bid farewell to 2009 and ring in 2010, we wish all our valued customers and business associates a very successful and prosperous New Year!

How to Buy Auto Insurance

Mon, 23 Nov 2009 17:18:42 +0000

We found a very interesting video that completely explains auto insurance coverages and how a claim is made. Please feel free to give us comments below after viewing it.

What You Should Do When Making a Storm Claim

Thu, 19 Nov 2009 00:45:26 +0000

Here is a video of a TV news show featuring Kirk Tweedy, executive director for Farmers Insurance. In this video, he answers questions on filing claims for storm damage. Pay attention to the details of this video as he explains many important points of properly making a storm damage claim.

What Should You Do For Storm Damage Claims? on Howcast