Scottsdale Insurance Agent, Doug Seide also provides Institutional Insurance Coverage. Arizona is certainly abundant with many cultural and social service organizations, schools, and churches. All of these entities are in a special class of insurance that only insurance agents with specialty coverage plans can supply.

There are specific requirements that these types of entities have to have regarding insurance protection.

All real and personal property must be insured at 100% replacement cost. Because of the uniqueness of some specialty properties such as rare stain glass windows in churches, or pipe organs, or one of a kind ornate construction of an old school, valuation has to be done very thoroughly. Quite often, in the appraisal process, several specialists that can appraise different items will be called in.

If a particular building such as a church or old school that is over 50 years old, an insurance carrier may require the entity to upgrade the structure to modern day safety and fire codes. So these entities may have to spend much more than just the insurance premium on the property.

The good news is that an insurance company can often make recommendations that can make the building and personal property rise in value because of the strict standards imposed on them.

In either case, institutional insurance coverage in Arizona is a very valuable item that is needed for any non profit organization.

For all your insurance needs, call Doug Seide Insurance at 480-443-1952.

Nowadays, when you find that more of your “prized possesions” such as motorcycles, boats, travel trailers, snowmobiles, etc., are located on your residential property, do you really know if you have the proper coverage on them?

Specialty Personal Lines

In this post, we will focus on an exellent company, Foremost Insurance Group, that is the recognized leader in the Specialty Personal Lines market. It started back in 1952 when they were the first insurance company to write coverage for moblie homes. They have broadened their product line and refined the policy with years of knowledge and experience. NO OTHER SPECIALTY insurer can match that.

Here is the items that Formost can write insurance on:
Motorcycles, Off road vehicles, Snowmobiles, Personal Watercraft, Boats, Yachts, Motorhomes, Travel Trailers, Mobile Homes, Dwelling Fire or Landlord policies, and NON standard homeowners policies.

Formost’s motto is “To be committed to make it easy for the customer to do business with us.”

1. By flexible billing. There are many payment options to meet client’s needs.
2. Excellent claims. Quickly and efficiently, experienced adjusters, they can write checks on the spot. They all have laptop PC’s and digital cameras so fast, accurate decisions on coverage can be made.
3. Great customer service. The Claims hotline is  1-800-527-3907. Claims service is available at www.foremost.com

The difference you find with Foremost’s SPECIALIZED coverages versus and endorsement on an AUTO or HOME policy is like NIGHT and DAY. Usually the endorsements on the auto or home policy are very limited. They could be missing out on important coverages they are not even aware of.

Call our OFFICE at 480-443-1952 or click the “Contact Doug” tab for a quick and cheerful quote.