During the holidays, most people fail to make sure their insurance needs are being met. Do you know if you are covered under medical coverage if someone gets injured while attending a holiday party at your home?
Have you gotten hold of a portable fire extinguisher to have in the kitchen in case a fire breaks out when cooking your holiday ham?
Did you make sure you checked the sidewalk leading to your house for any serious cracks that someone could fall from if you had heavy snowfall near your house?
There are many risks that are amplified during the holiday season. You should be aware of what could happen and that you have the necessary insurance coverage for these losses.
Quite often, it is too late, when finding out that a particular loss you incurred during the holidays is not covered. What a way to spoil your holidays!
Be sensible and check in with your insurance agency prior to the major holidays. Even if you are just calling in and asking about any future discounts in insurance premiums coming up for the new year. That is a great way to capitalize on the new programs and discounts for the new year.
We wish you a safe holiday!
For a complementarty review of your current insurance needs, call Doug Seide at 480-443-1952.
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